Mortgage
FHA vs. Conventional Loan in Florida: Which One Saves You More?
FHA or conventional? We compare down payments, mortgage insurance and 2026 loan limits on a $450,000 South Florida home, with every number shown.
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How Much House Can I Afford in South Florida? Start With Your Budget
Start from the monthly payment you're comfortable with. We show what $3,000, $4,000 and $5,000 a month buy in South Florida after tax, insurance and HOA.
What can you pay each month?
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Just the number you're comfortable with — we'll ask a couple more questions next.
See what that buys Illustrative planning tool only. Not a loan offer, appraisal or pre-approval.Mortgage
Mortgage
How Your Credit Score Changes Your Mortgage Rate and Monthly Payment
Credit tiers work like stairs: on a $400,000 loan, each step down adds $68 to $212 a month. See the numbers and a 90-day plan to climb first.
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Prices, taxes and neighborhood notes for the South Florida coast — no spam.