See what your monthly budget could buy in Boynton Beach, Florida — mortgage, taxes, insurance and HOA included.
Assuming 20% down, 6.5% over 30 years, property tax 1.6%, insurance $1,200–4,800/yr.
| Property type | Estimated price | Principal + interest | Property tax | Insurance | HOA | Monthly total | vs local median |
|---|---|---|---|---|---|---|---|
| Houses | $410,000 | $2,073 | $547 | $400 | $375 | $3,395 | 101% |
| Townhomes | $435,000 | $2,200 | $580 | $110 | $500 | $3,390 | 107% |
| Condos | Apartments | $415,000 | $2,098 | $553 | $100 | $625 | $3,377 | 102% |
What this buys in Boynton Beach: Above the typical home here — you have room to be selective. (101% of the local median — Local median $405,000)
Illustrative planning tool only. Not a loan offer, appraisal or pre-approval.
What is worth knowing about Boynton Beach before you buy: things to do, neighborhoods, schools, getting around and services for residents.
Boynton Beach is a city of about 80,000 people on the Atlantic coast of Palm Beach County, between Delray Beach to the south and Lantana and Hypoluxo to the north, about 57 miles north of Miami. It is the third-largest city in the county, and Palm Beach International Airport is only about 14 miles away.
The city is named after Major Nathan Boynton, a Civil War veteran and Michigan politician from Port Huron, who first saw the area in 1894 and opened the Boynton Hotel by the ocean in 1897. The railroad arrived in 1896, the town was platted in 1898 and incorporated in 1920. In 1931 the oceanfront split off as a separate town called Boynton Beach, which renamed itself Ocean Ridge in 1939; two years later the Town of Boynton took the name Boynton Beach. That is why the city's own beach park lies today inside Ocean Ridge.
The city's motto is "America's Gateway to the Gulfstream": the warm current runs close to shore here, and the Boynton Inlet, opened in 1926, gives fishing and dive boats quick access to it. The charter fleet at Boynton Harbor Marina goes out for sailfish, mahi-mahi, wahoo and tuna, and to the reefs and wrecks offshore.
Downtown along Ocean Avenue has been rebuilt as Town Square: a new City Hall with the city library, the restored 1927 high school, now the Arts & Cultural Center, the 1913 schoolhouse that houses the children's museum, and Centennial Park with its amphitheatre, where most of the city's festivals take place.
West of I-95 the city grew quickly from the 1980s along Congress Avenue and beyond. The Boynton Beach Mall, opened there in 1985, is losing its tenants and is to be redeveloped by the homebuilder Lennar. Further west, beyond the city limits, lie wetlands, the Loxahatchee refuge and the county's large 55-plus communities. Boynton Beach has its own police department and fire-rescue service.
At 735 Casa Loma Boulevard, half a mile south of the Boynton Inlet: drift-fishing boats and sport-fishing charters, scuba-diving charters to the reefs and wrecks, boat and jet-ski rentals, parasailing and waterfront restaurants. It is also the official viewing spot for the December boat parade.
A 13-acre Palm Beach County park at 6990 N. Ocean Boulevard in Ocean Ridge, on the south side of the inlet: about 600 feet of guarded beach, and inlet and jetty fishing open around the clock.
A county park at 12800 Hagen Ranch Road, west of the city, with a 1.5-mile boardwalk through constructed wetlands. Entry is free, the boardwalk is open daily from 7 a.m. to sunset, and around 250 bird species have been recorded here, from wood storks and limpkins to roseate spoonbills.
More than 145,000 acres of the northern Everglades; the main entrance is at 10216 Lee Road. A cypress-swamp boardwalk loop, the Marsh Trail and a 5.5-mile canoe trail start near the visitor centre. Vehicles need a daily or annual federal pass; visitors on foot or by bike enter free.
A hands-on museum at 129 E. Ocean Avenue in the town's 1913 schoolhouse, which is on the National Register of Historic Places; the museum opened in 2001.
The 1927 Boynton High School at 125 E. Ocean Avenue, restored by the city as part of Town Square, with exhibitions in its hallways and art and dance classes in the former classrooms.
The civic heart on Ocean Avenue: City Hall with the library, and the amphitheatre at 120 E. Ocean Avenue that hosts concerts, the holiday tree lighting and Pirate Fest.
A Mediterranean-style clubhouse at 1010 S. Federal Highway designed by Addison Mizner, completed in 1926 and listed on the National Register in 1979. It now belongs to the Boynton Beach Community Redevelopment Agency and is used for events.
The city's golf facility at 8020 Jog Road: an 18-hole par-71 championship course and a 9-hole par-30 executive course, open daily from 7 a.m.
The city's boat-launch park on the Intracoastal, reopened in December 2022 after a rebuild with three boat ramps, new docks and fish-cleaning stations.
The city's beach is Oceanfront Park, 6415 N. Ocean Boulevard. When the oceanfront became a separate town in 1931, Boynton kept its municipal beach, so the park now sits inside the Town of Ocean Ridge across the Intracoastal. It covers about 12 acres and is open every day from sunrise to 9 p.m., with lifeguards on duty daily from 9 a.m. to 5 p.m.
The historic core along Ocean Avenue with its water tower, the new Town Square and the streets around Boynton Harbor Marina — homes and condos close to the Intracoastal, within the city's community redevelopment area.
The town's first planned subdivision.
One of the area's early retirement communities. There are in fact two: Boynton Leisureville and Palm Beach Leisureville, planned communities whose sales brochures date from the late 1960s.
Long-established residential communities in the city.
A private golf community with three 18-hole courses and a mix of condos, villas, townhomes and houses.
The commercial spine of west Boynton, with the Boynton Beach Mall, Boynton Town Center and Renaissance Commons. The 91-acre mall site is to become a mixed-use neighborhood with homes, shops and civic space.
Palm Beach County's roughly 22,000-acre Agricultural Reserve, between the Turnpike and the Loxahatchee refuge, holds GL Homes' Valencia 55-plus communities along Lyons Road, such as Valencia Reserve, Grand, Bay, Cove, Sound and the new Valencia Del Mar. They have Boynton Beach addresses but are approved and governed by the county, not the city.
Public schools are run by the School District of Palm Beach County, and schools are assigned by address — check any home in the district's Find My School tool.
On the Atlantic coast of southern Palm Beach County, between Delray Beach and Lantana — about 14 miles from Palm Beach International Airport and about 57 miles north of Miami.
Not quite. The city's Oceanfront Park lies across the Intracoastal in the Town of Ocean Ridge, because the oceanfront became a separate town in 1931 while Boynton kept its municipal beach. City residents can buy a discounted annual parking permit.
No. About 175,000 people live in Boynton Beach ZIP codes, roughly twice the city's population; the Valencia communities and most areas west of the Turnpike are unincorporated Palm Beach County. Check the property appraiser's record to confirm the city.
Tenants have been told to leave by January 15, 2027. Lennar has confirmed it is buying the site and plans homes, shops and civic uses; the owner says JCPenney, Cinemark and Christ Fellowship may stay open past January.
The Gulf Stream passes unusually close to shore here, so boats from Boynton Harbor Marina reach deep water and game fish quickly through the Boynton Inlet.
Partly. Tri-Rail stops at the Boynton Beach station and Palm Tran buses cover the county, but most daily trips — and the beach — are easier by car.
The city's own Boynton Beach Police Department, headquartered at 2100 High Ridge Road; fire and EMS come from Boynton Beach Fire Rescue.