Deerfield Beach home budget calculator

See what your monthly budget could buy in Deerfield Beach, Florida — mortgage, taxes, insurance and HOA included.

16 min to Boca Raton Local median ≈ $366,000 Property tax 1.55%
See what that buys

What a $3,400 monthly budget buys in Deerfield Beach

Assuming 20% down, 6.5% over 30 years, property tax 1.55%, insurance $1,700–5,400/yr.

Property typeEstimated pricePrincipal + interestProperty taxInsuranceHOAMonthly totalvs local median
Houses $430,000 $2,174 $555 $450 $190 $3,370 117%
Townhomes $445,000 $2,250 $575 $167 $380 $3,372 122%
Condos | Apartments $425,000 $2,149 $549 $142 $560 $3,400 116%

What this buys in Deerfield Beach: Above the typical home here — you have room to be selective. (117% of the local median — Local median $366,000)

Deerfield Beach city guide

What is worth knowing about Deerfield Beach before you buy: things to do, neighborhoods, schools, getting around and services for residents.

About Deerfield Beach

Deerfield Beach sits at the northern edge of Broward County, where the Hillsboro River separates it from Boca Raton and Palm Beach County. The Atlantic is to the east, Coconut Creek to the west and Pompano Beach to the south. Fort Lauderdale is about 17 miles away and Miami about 40.

It began as the Town of Deerfield, incorporated in 1925. In 1939 the name became Deerfield Beach — to let tourists know the town had a beach — and in 1945 it was re-incorporated as a city. At the 2020 Census it had 86,859 residents, and the Census estimated about 89,300 in 2025.

The city is known for its beach and its 976-foot International Fishing Pier, for the quiet island park on the Intracoastal where gopher tortoises still live, and for Quiet Waters Park, a large county park with a cable water-ski lake and camping. Its eastern part shares a barrier island with the separate town of Hillsboro Beach.

Deerfield Beach is also an employment centre: JM Family Enterprises, the automotive group behind Southeast Toyota Distributors and World Omni, has had its headquarters here since 1981, and MAPEI Americas and YouFit are based in the city as well.

For buyers, the city offers a wide range of housing — beach condos, 1950s ranch houses near the Intracoastal, golf-course communities in Deer Creek and Century Village East, a large gated 55+ condo community.

Deerfield Beach International Fishing Pier from above

Deerfield Beach at a glance

County
Broward County (northern edge)
Incorporated
1925 as the Town of Deerfield; renamed Deerfield Beach in 1939; city since 1945
Population
86,859 (2020 Census); about 89,300 (Census estimate, July 2025)
Land area
about 15 square miles
ZIP codes
33441, 33442 (some parts use Pompano Beach ZIPs 33064 and 33073)
Neighbors
Boca Raton to the north, Pompano Beach to the south, Coconut Creek to the west
Distance
about 17 miles to Fort Lauderdale, about 40 miles to Miami
Nearest major airport
Fort Lauderdale–Hollywood International (FLL)
Rail
Tri-Rail and Amtrak at the historic Deerfield Beach station
Public schools
Broward County Public Schools

Things to do in Deerfield Beach

The fishing pier at Deerfield Beach and the Atlantic

Deerfield Beach International Fishing Pier

A 976-foot pier at the heart of the beach with a concession for rod rentals, bait and tackle; the first wooden pier here was built in 1952. Fees and hours are posted on the city's pier page.

Main Beach and the boardwalk

A mile of lifeguarded beach along A1A with sand volleyball courts, restrooms and showers. Experienced surfers use the area north of the pier; a reef and a wreck lie a few hundred feet offshore for snorkelers and divers.

Quiet Waters Park

A Broward County park of about 430 acres at 401 S. Powerline Road with a cable water-ski system, a seasonal children's water playground, about seven miles of mountain-bike trails, camping, boat rentals, fishing lakes and the Woofing Waters dog park. It also hosts the Florida Renaissance Festival.

Deerfield Island Park

An island on the Intracoastal Waterway reached only by boat or by the free county shuttle from Sullivan Park. Mangrove boardwalks and trails pass through one of Broward's last gopher-tortoise habitats, a state Critical Wildlife Area. It reopened in 2025 after upgrades; the shuttle runs on limited days.

Butler House Museum

A 1923 Mediterranean Revival house at 380 E. Hillsboro Boulevard, on the National Register since 1995 and home of the Deerfield Beach Historical Society, which runs guided tours.

Old Deerfield School

The 1920 schoolhouse on NE 2nd Street, listed on the National Register in 1999 and cared for by the Historical Society, together with a red caboose.

Mid-Century Museum & Cultural Center

Run by the Historical Society at 84 SE 4th Avenue, with monthly lectures, film nights and live music on "Driveway Fridays".

Deerfield Beach Arboretum

Nine acres at Constitution Park, 2841 W. Hillsboro Boulevard, with more than 200 species of trees and palms. Founded on Arbor Day 1995; free and open from sunrise to sunset.

Historic railway station and South Florida Railway Museum

The 1926 Seaboard Air Line station at 1300 W. Hillsboro Boulevard, on the National Register since 1990, still serves Tri-Rail and Amtrak and houses a small railway museum.

Ancient Mariner wreck

A 165-foot former Coast Guard cutter sunk in 1991 as an artificial reef in 50–70 feet of water, part of the dive sites known as the Deerfield Wreck Trek.

Deer Creek Golf Club

A public 18-hole course designed by Arthur Hills; no membership required.

Hillsboro Inlet Lighthouse (nearby)

The 1907 lighthouse on the National Register stands just south in the town of Hillsboro Beach. The preservation society opens it for tours only a few times a year.

Beaches and parks

The city guards about one mile of beach with nine lifeguard towers, staffed from 9 a.m. to 5 p.m. every day of the year. Deerfield's beach has been recognized as a Blue Wave beach for clean water and sand.

  • Parking. Parallel spaces line the boardwalk, and there are five public lots and a 360-space garage two blocks from the pier. Rates and resident permits are on the city's parking page.
  • Surfing. Experienced surfers go north of the pier; the area south of lifeguard tower 7 suits beginners.
  • Dogs. Woofing Waters, inside Quiet Waters Park, is the nearest off-leash dog park. Check the city's beach rules before bringing a dog to the beach or boardwalk.
  • Parks. The city has more than 50 parks. Sullivan Park on the Intracoastal is the departure point for the Deerfield Island shuttle and a good place to watch the December boat parade; the Arboretum at Constitution Park and Quiet Waters Park are the green spaces of the west side.
Lifeguard tower and a sand path to the beach in Deerfield Beach

Neighborhoods

Aerial view of a residential neighborhood in Deerfield Beach

The beach (Deerfield Beach Island)

The Deerfield section of the barrier island has about 2,000 homes, mostly condos with some houses, next to the beach, the pier and the beachfront restaurants. One drawbridge links it to the mainland.

The Cove

East of Federal Highway and just west of the Intracoastal around Hillsboro Boulevard: 1950s–60s ranch houses, updated homes and waterfront lots with deep-water docks, plus condos near the Cove Shopping Center and its restaurants.

Little Harbor

A waterfront neighborhood east of Federal Highway and north of Hillsboro Boulevard, close to the Intracoastal.

Century Village East (55+)

A gated, age-restricted condo community of about 8,500 one- and two-bedroom units built between 1970 and 1995, with a large clubhouse and theatre, golf and more than a dozen pools.

Deer Creek

About 600 acres and 15 subdivisions around the public Arthur Hills golf course: houses, condos, villas and townhomes built from the 1970s to the 1990s. Club membership is optional.

Independence Bay

A gated community around lakes with townhomes, villas and condos.

Crystal Lake

A western neighborhood off Military Trail with lakes and larger lots. The city plans a park on the former Tam O'Shanter golf course here.

Schools and education

Public schools are run by Broward County Public Schools. Schools are assigned by address, so check any home in the district's Find My Assigned School tool.

  • Elementary schools in the city include Deerfield Beach, Deerfield Park, Park Ridge, Quiet Waters and Tedder.
  • Middle school: Deerfield Beach Middle; some areas are zoned to Lyons Creek Middle (Coconut Creek) or Crystal Lake Middle (Pompano Beach).
  • High school: Deerfield Beach High School, 910 Buck Pride Way, opened in 1970, with about 2,100 students and the International Baccalaureate programme. Some areas are zoned to Monarch High (Coconut Creek) or Blanche Ely High (Pompano Beach).
  • Private schools include St. Ambrose Catholic School (pre-K to grade 8) and Zion Lutheran Christian School (pre-K to grade 12).
  • Colleges nearby: Florida Atlantic University's main campus in Boca Raton and Broward College's North Campus in Coconut Creek.
Modern campus building by a pond with a fountain in Florida

Getting around

  • I-95 exits at Hillsboro Boulevard (42A/B) and SW 10th Street (41); Sample Road (39) is on the Pompano Beach line.
  • Florida's Turnpike and the Sawgrass Expressway meet on the west side near SW 10th Street. FDOT's SW 10th Street Connector will link that interchange directly to I-95 with separated express lanes and a rebuilt local street; early works began in 2025, major construction is planned from 2027 and completion around 2032. Expect construction if you buy near the corridor.
  • Rail: the historic Deerfield Beach station, 1300 W. Hillsboro Boulevard, is served by Tri-Rail and by Amtrak trains to New York and Chicago.
  • Brightline: the nearest stations are in downtown Boca Raton and Fort Lauderdale.
  • Airports: Fort Lauderdale–Hollywood International (FLL) is the closest major airport; Palm Beach International (PBI) is farther north; Boca Raton Airport, about five miles away, serves private aviation only.
  • Buses: several Broward County Transit routes serve the city.
  • Freebee: free app-booked rides in electric cars, funded by the city's redevelopment agency since 2024. Every ride must start or end in the eastern zone (beach, The Cove and east Deerfield); service runs in the afternoon and evening.
Traffic on a multi-lane highway in Florida, seen from above

Services for residents

City Hall
150 NE 2nd Avenue · deerfield-beach.com
Water
City of Deerfield Beach water utility (some addresses may have another provider — check yours)
Electricity
Florida Power & Light (FPL)
Trash and recycling
city residential collection with 95-gallon carts
Libraries
Broward County Library — Percy White Branch, 837 E. Hillsboro Boulevard · Century Plaza/Leon Slatin Branch, 1856-A W. Hillsboro Boulevard
Hospitals
Broward Health North, 201 E. Sample Road (Level II trauma center, comprehensive stroke center) · Boca Raton Regional Hospital · Holy Cross Health, Fort Lauderdale
Hurricane evacuation zones
Florida Know Your Zone
Property records and homestead filing
Broward County Property Appraiser

Buying a home in Deerfield Beach: what to check

  • Property records and taxes. The Broward County Property Appraiser has property search, a home buyer's tax estimator and online homestead filing. The appraiser sets values; tax bills come from the county Tax Collector. A sale resets the assessed value to market value, so the seller's bill is not a guide to yours.
  • Homestead exemption. Own the home and make it your permanent residence by January 1, then apply by March 1: up to $50,000 comes off taxable value, and Save Our Homes caps yearly assessment increases at 3% or inflation. Part of the benefit can move with you to another Florida home within three years.
  • Condos. Much of Deerfield's housing is in condos built in the 1970s–1990s, including Century Village East. Florida now requires milestone structural inspections for buildings of three or more storeys and forbids waiving structural reserves — ask for the inspection report, the reserve study and any planned special assessments.
  • Flood and evacuation. Check the FEMA flood zone and the evacuation zone for the address; the barrier island and the Intracoastal shore are the most exposed.
  • ZIP codes. Parts of the city use Pompano Beach ZIP codes, so confirm the city by the property record, not the mailing address.
  • Construction. Homes near SW 10th Street and the I-95 interchanges will live with the FDOT connector project for several years.
  • Budget. The table at the top of this page estimates what a monthly budget buys in Deerfield Beach with tax, insurance and HOA dues, and compares it with Boca Raton and Pompano Beach.
Screened pool enclosure behind a Florida home

Events through the year

  • Florida Renaissance Festival — weekends from February to March at Quiet Waters Park (February 6 – March 28, 2027).
  • Pioneer Days & Art Stroll — a February weekend by the pier with a parade, live music, artisans and fireworks, organised by the city and the Historical Society.
  • Fourth of July — an evening celebration at the Main Beach parking lot on A1A with live bands and a kids' zone; in 2026 it ended with a drone show.
  • Holiday Boat Parade — each December the Greater Pompano Beach boat parade sails north up the Intracoastal to Hillsboro Boulevard; Sullivan Park is a good place to watch.
  • All year — lectures, films and music at the Mid-Century Museum, and fishing and sunrise walks on the pier.
Fireworks over a crowded beach at night

Questions about living in Deerfield Beach

Is Deerfield Beach in Broward County or Palm Beach County?

Broward County. It is at the county's northern edge; Boca Raton, across the Hillsboro River, is in Palm Beach County.

Can I fish from the Deerfield Beach pier?

Yes. The International Fishing Pier is 976 feet long and has a concession with bait, tackle and rod rentals. Fees and hours are set by the city and posted on its pier page.

Where can I take my dog?

The nearest off-leash dog park is Woofing Waters in Quiet Waters Park. Check the city's current rules before bringing a dog to the beach, boardwalk or pier.

Is there a train station in Deerfield Beach?

Yes. Tri-Rail and Amtrak stop at the historic 1926 station on W. Hillsboro Boulevard. For Brightline, use the Boca Raton or Fort Lauderdale station.

What is the SW 10th Street project?

An FDOT project to connect Florida's Turnpike and the Sawgrass Expressway directly to I-95 along SW 10th Street, with a rebuilt local street and a shared-use path. Major construction is planned from 2027, with completion expected around 2032.

Are there 55+ communities in Deerfield Beach?

Yes. Century Village East is a gated, age-restricted condo community of about 8,500 units with its own clubhouse, theatre, golf and pools.

Which schools serve Deerfield Beach?

Broward County Public Schools assigns schools by address. Deerfield Beach High School, with the IB programme, serves much of the city; some areas are zoned to Monarch or Blanche Ely.