Delray Beach home budget calculator
See what your monthly budget could buy in Delray Beach, Florida — mortgage, taxes, insurance and HOA included.
🚗 15 min to Boca Raton
🏷️ Local median ≈ $620,000
🧾 Property tax 1.42%
Explore my buying power →
What a $5,000 monthly budget buys in Delray Beach
Assuming 20% down, 6.5% over 30 years, property tax 1.42%, insurance $6,000/yr.
| Property type | Estimated price | Principal + interest | Property tax | Insurance | HOA | Monthly total | vs local median |
|---|---|---|---|---|---|---|---|
| Single-family house | $680,000 | $3,438 | $805 | $500 | $230 | $4,973 | 110% |
| Townhouse | $650,000 | $3,287 | $769 | $500 | $420 | $4,976 | 105% |
| Condominium | $615,000 | $3,110 | $728 | $500 | $640 | $4,978 | 99% |
What this buys in Delray Beach: Above the typical home here — you have room to be selective. (110% of the local median — Local median $620,000)
Illustrative planning tool only. Not a loan offer, appraisal or pre-approval.